Welcome to Bad Credit Secured Loans UK. If you’re looking for secured loans click on ‘Loans Table’ link above to view a selection of secured loan providers from lenders who will consider individuals that may have fallen into arrears or even people with CCJ’s.  

Bad Credit is a term often used to describe a credit history that may include some missed payments or a County Court Judgement. Even a dispute over a credit agreement which has led to payments not being kept in accordance with a credit agreement can result in some lenders refusing further credit.

Lenders able to provide secured loans in the event of a poor credit rating are more likely to consider each case individually and make a decision at a more personal level than an automated computer response.

> Table of bad credit secured loans

Some points to consider about secured loans:

Secured loans are secured on property

Secured loans can be used to consolidate debt and could reduce total monthly outgoings

The total interest payable on a long term secured loan could increase the total debt

Secured loans can be used for any purpose

Individuals with ‘bad credit’ can still be considered for a secured loan

A responsibly managed secured loan could help to repair a previously impaired credit history